QuickBooks Banking Error 107

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How to Fix QuickBooks Banking Error=107

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QuickBooks Online Banking Error · Bank Feed Connection

How to Fix QuickBooks Banking Error 107

QuickBooks displays: "Banking Error 107: We're having trouble connecting to [Bank Name]. Please try again later." when downloading bank transactions.

Banking Error 107 is a bank feed connection failure where QB received a response from the bank but couldn't process it. At QuickFix Bookkeeping, Error 107 is distinct from 105 (bank website changed) and 106 (bank account closed/changed): 107 specifically means QB connected to the bank's feed server and received data, but the response was in an unexpected format or contained an error code QB doesn't recognise. This is most often a temporary bank-side issue — the bank's aggregation feed returned an error or partial response.

Banking Error 107 vs 105 vs 106 — The Key Distinctions

Error 107 — this page

Bank feed returned an unrecognised response. Usually temporary (bank-side). First fix: wait 24–48 hours then retry. If persistent: disconnect and reconnect bank feed.

Error 105

Bank's website has changed and QB can't find the bank's login/feed URL. Fix: update bank connection settings or manually download from bank website.

Error 106

QB can't find the account on the bank's side — account number changed, account closed, or bank restructured accounts. Fix: reconnect with correct account details.

What Causes QuickBooks Banking Error 107?

Temporary Bank Feed Server Issue

Most common 107 cause — the bank's aggregation feed server (used by Intuit to pull your transactions) is temporarily returning an error or partial response. This is entirely on the bank's side and QB correctly reports it as 107. Waiting 24–48 hours and retrying resolves most cases without any action on your part.

Bank Maintenance Window

Banks perform scheduled maintenance that can temporarily disable their transaction feed API. 107 appears during the maintenance window. Check your bank's website or status page for maintenance announcements — the error self-resolves once maintenance ends.

Bank Changed Security Requirements

The bank updated its feed authentication requirements (MFA, new security token format, updated API version). QB's stored connection details no longer work and the bank returns an error that maps to 107. Disconnecting and reconnecting the bank feed with fresh authentication resolves this.

Intuit's Aggregation Service Issue

Intuit uses a third-party aggregation service to connect to most banks. If that service is experiencing issues, all bank feeds using it may show 107 simultaneously. Check status.intuit.com for banking feed outages before troubleshooting your specific connection.

Bank Account Password Changed

The online banking password was changed at the bank's website but the bank feed in QB still has the old credentials. The bank rejects the login attempt with an error that QB reports as 107. Update the bank connection credentials in QB to match the new password.

Bank No Longer Supported by Intuit

Intuit periodically drops support for banks that don't maintain their API agreements. If your bank was recently dropped from Intuit's supported list, the connection permanently fails with 107. The workaround: manually download transactions from the bank's website as a .QBO, .OFX, or .CSV file and import into QB.

How to Fix QuickBooks Banking Error 107

METHOD 1Wait 24–48 Hours + Check Status + Update CredentialsTry first — most 107s are temporary
1

Check status first: status.intuit.com → look for bank feed outages. Also check your bank's website for maintenance announcements. If either shows an active issue: wait and retry tomorrow — no other action needed.

2

Update credentials if password changed: Banking → Bank and Credit Cards → find the affected account → click the pencil/edit icon → Update login → enter current online banking username and password → Save and connect. Retry the bank feed update.

METHOD 2Disconnect + Reconnect Bank Feed107 persists after 48 hours — stale connection
1

Banking → Bank and Credit Cards → find the affected account → click the pencil → Disconnect this account on save → Save. Wait 2–3 minutes. Then: Banking → Add Account → search for your bank → re-enter online banking credentials → reconnect the account to the correct QB account. Your existing transactions are preserved — only new downloads are affected by the disconnect.

METHOD 3Manual Import via .QBO/.OFX FileBank no longer supported or persistent 107
1

Log into your bank's website → download transactions as .QBO (QuickBooks Web Connect), .OFX, or .CSV for the date range needed → in QB: Banking → File Upload → browse to the downloaded file → match to the correct QB account → import. This bypasses the automatic bank feed entirely and works regardless of 107.

Related QuickBooks Banking Errors

Banking Error 107 Persisting Beyond 48 Hours and Reconnect Didn't Help?

Let QuickFix Bookkeeping Restore Your Bank Feed.

Persistent 107 after reconnecting usually means the bank changed its aggregation API or is no longer on Intuit's supported list — we set up the manual import workflow to keep your books current without the automatic feed.

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